KNAB

The general ledger

Your money, a year ahead.

Most budgeting apps tell you what already happened. KNAB projects what is about to — one running ledger that carries your real balance forward through every paycheck and bill to come.

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General ledgerApr 11 – Apr 24
Apr 11Paycheck
$2,400.00$3,180.00
Apr 12Rent
−$1,850.00$1,330.00
Apr 15Groceries
−$142.60$1,187.40
Period subtotal$1,187.40
Apr 18Electric· projected
−$120.00$1,067.40
Apr 22Streaming· projected
−$15.99$1,051.41
Apr 25Paycheck· projected
$2,400.00$3,451.41

Forecast

See a full year before it arrives.

KNAB reads the income and bills already in your accounts and projects them forward — up to a year out. Recorded transactions and forecasts live in the same ledger, so a tight week in August is something you notice in April, not the day it happens.

Pay periods

Subtotals on your schedule, not the calendar’s.

Rent is monthly. Your paycheck might not be. KNAB groups the ledger into recurring periods built around how you actually get paid — weekly, biweekly, twice a month — and drops a running subtotal at every boundary, so you always know what’s left before the next deposit lands.

Connections

Connect the banks you already use.

Link your accounts through Plaid and your transactions and categories flow in automatically. Plaid lets you connect to over 12,000 financial institutions,and keeps your bank information secure. KNAB never sees your bank login, and your session is encrypted on your own device — we read the data, we don’t hold the keys.

Control

Treat recurring bills as projections — or hide them.

Mark a recurring charge as a projection and it carries forward without cluttering your history. Hide a category to see your cashflow without it. The ledger is yours to shape; KNAB just keeps the math honest.

Budgets

Caps that bend to how you actually spend.

Set a monthly cap on any category — or a sub-budget nested inside one — and a live progress bar fills as money goes out. You always see what you’ve spent, what’s left, and how many days are in the month. The bar eases to amber as you near the line, and turns red only once you cross it.

BudgetsJune · 13 days left
Groceries$420.00 / $600.00
70% used$180.00 remaining
Dining out$285.00 / $300.00
95% used$15.00 remaining
Transport$240.00 / $200.00
Over budget$40.00 over
Subscriptions$46.00 / $80.00
58% used$34.00 remaining

Reports

See where the money went — your way.

Break spending down by category for any window: this month, last month, the year, or a custom range you choose. Compare income against expenses at a glance, then tap any category to drill into the exact transactions behind it.

Spending by category$3,010.00
This monthLast monthThis yearCustom
Housing
$1,850.0061%
Groceries
$420.0014%
Dining out
$285.009%
Transport
$240.008%
Everything else
$215.007%

Know now. Act better.

Stop guessing at the end of the month. Start the conversation with your money a year early.